Get a Fast,
Free Homeowners
Insurance Quote

Homeowners insurance helps protect your property, personal belongings, and liability. Our licensed agents help you find the best rates - saving you time and money!

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Optional Endorsements

Customize your policy with endorsements for jewelry, fine art, water backup, or home office equipment, so your unique valuables are protected.

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Bundling Discounts

Save by combining your homeowners and auto insurance policies, often qualifying for 50% or more in additional savings.

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Claims Support

Our licensed advisors are available around the clock to help guide you through the claims process quickly and efficiently.

 
 
 

Trusted carriers we shop for you:

    Progressive
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    Nationwide
    Safeco
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    American Modern
    A black color logo of Mercury Insurance with a white background
    Stillwater
    hartford
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    Hagerty
    jewelersmutual
    branch
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    citizens-logo
    Hippo_Logo
    DL_rgb_logo

Why Choose Freshquote for
Home Insurance?

Not all home insurance options are the same. Freshquote helps you find coverage that fits your home, your family, and your budget by connecting you with trusted carriers that deliver both protection and peace of mind. When you work with us, you get a partner in protection.

Here’s why homeowners choose Freshquote:

Personalized Coverage for Your Home
Personalized Coverage for Your Home

Every home is unique. We tailor policies to match your property, lifestyle, and priorities so you’re protected without paying for extras you don’t need.

Expert Guidance & Claims Support
Expert Guidance & Claims Support

We’re with you every step of the way. From selecting coverage to filing a claim, our licensed advisors provide guidance and advocacy to make the process simple and stress-free.

Coverage Gap Detection
Coverage Gap Detection

Don’t leave your home under protected. We review your current coverage to identify potential gaps, from liability limits to property upgrades, helping ensure you’re fully covered.

Local Market Insight
Local Market Insight

Coverage that matches local realities. We understand regional risks like weather, rebuilding costs, and local codes—so your policy fits your neighborhood.

Trusted Carrier Network
Trusted Carrier Network

Reliable protection from reputable companies. We partner only with financially strong, top-rated insurers who have proven records of service and claims support.

Affordable Rates and
an Easy Claims Experience

Finding the right home insurance shouldn’t be overwhelming and neither should the claims process. At Freshquote, we connect you with top-rated carriers that offer both competitive rates and straightforward, dependable claims support. And whenever you need guidance, we’re here to help you navigate the next steps with confidence.

How the Claims Process Works
Report the Claim
Report the Claim

If something happens, you can always reach out to Freshquote for help understanding your options. When you’re ready to file, your insurance carrier is your first point of contact. They have dedicated claims teams available 24/7 for emergencies.

Expert Evaluation
Expert Evaluation

Your carrier’s claims advisors will review the situation, assess the damage, and determine what’s covered under your policy.

Quick Reimbursement
Quick Reimbursement

Once your claim is approved, your carrier will issue payment as quickly as possible to help you get back on track.

Pairing affordable home insurance rates with an efficient claims process is part of our commitment to making your life easier. You focus on your home—we’ll take care of the rest.

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Key Feature of Home Insurance

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Home insurance is your safety net when the unexpected happens. At Freshquote, we connect you with trusted carriers who offer reliable, comprehensive protection for your home and belongings. Here’s what the right policy can include and why it matters:


Liability Coverage:

Accidents happen. Liability coverage helps protect you if someone is injured on your property or if you accidentally damage someone else’s property. This can include medical bills, legal costs, and repair expenses.


Property Protection:

From storms to accidental fires, your home faces real risks. The carriers we work with offer policies that help cover damage to the structure of your home so you can repair or rebuild with confidence.


Personal Belongings:

Your home is more than just four walls. The right policy helps protect what you own: furniture, electronics, clothing, and even jewelry against theft, fire, and other covered losses.


Additional Living Expenses:

If a covered event makes your home temporarily unlivable, many carriers include coverage to help pay for hotel stays, meals, and other essentials while your home is being repaired.

We've got you covered

Protect your family’s assets with a personalized insurance plan. Our concierge-level service is designed to understand your needs, offer competitive solutions, and spot potential risks so you’re always covered.

Home
Home

Protect your home from the unexpected. Fire, theft, or storm damage, our advisors have you covered every step of the way.

Car
Auto

Ride with peace of mind. Get coverage that keeps you safe on the road, wherever life takes you.

flood
Flood

Sometimes when it rains, it pours. Stay ahead of rising flood risks with personalized protection from storms and unexpected water damages.

umberala
Umbrella

Bolster your protection with an extra layer of coverage. Rest assured, you’re insured with coverage that goes beyond your standard policies.

What our customers say

Freshquote recent blogs

Winterizing Your Home: Protect Your Property Before the Cold Hits

Winterizing Your Home: Protect Your Property Before the Cold Hits

Home Insurance for First-Time Buyers: What You Really Need to Know

Home Insurance for First-Time Buyers: What You Really Need to Know

Why Home Inventory Lists Are Essential for Insurance Claims

Why Home Inventory Lists Are Essential for Insurance Claims

Frequently Asked Questions

  • Why would I switch to Freshquote insurance? Is it worth the hassle of changing insurance carriers?

      We are NOT a carrier!  We are a group of independent agents who take the hassle out of insurance shopping FOR FREE.  We take your information and shop it to multiple carriers to find you the best coverage and prices.  Our personal insurance advisors work hard to make carriers compete for your business, both now and every year upon renewal. No hassle. No stress. Just the best deals and peace of mind, year after year.

      Think of us as your insurance partner - we take care of you now, and every year into the future.

  • How can I switch my insurance to one of Freshquote’s agency partners?

      Connect with us, and our experienced local agents will handle everything for you! Think of us like an insurance concierge, we'll shop for the best deals, ensure you have the right coverage, and manage policy cancellations and refunds.

  • What is the difference between Lemonade, Geico, Everquote,QuoteWizard, Progressive and how is Freshquote different?

      Lemonade, Geico, and Progressive are insurance carriers that assume risk and pay out claims. They often provide consumers with an initial attractive price (usually just ONE quote), set up autopay, and subsequently increase premiums over time (hoping you don’t notice).

      In contrast, platforms like QuoteWizard and EverQuote function as lead generators, collecting your information and selling it to multiple insurance companies. This practice can result in your personal details being sold multiple times, leading to numerous annoying unsolicited calls.

      Our approach is straightforward: we connect you with a dedicated, licensed independent agent in your state. This advisor helps you find the right coverage at the best price and manages your policies annually, delivering personalized and reliable service.