Why Choose Freshquote for Auto Insurance?

We don't just find the best deals, we’re your partner in driving confidently and securely. What makes Freshquote your best choice?

rates

Affordable Rates

Get competitive pricing without sacrificing coverage.

quick

Quick & Easy Claims

We can guide you through a hassle-free claims process when you need it the most.

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customize

Customizable Plans

Tailor your auto insurance policy to meet your exact needs.

annual

Annual Requotes

pricing and comparing each year to keep your premiums as low as possible.

industary

Industry Leading Support From Our Experts

Our team is here to answer your questions and guide you every step of the way.

What to Look for in an Auto Insurance Policy

Not all auto insurance policies are created equal. Here are factors you should consider when selecting the best policy for you:

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State Requirements

Texas law requires drivers to carry liability insurance at a minimum. Make sure your policy meets these basic requirements while considering additional coverage for better protection.

Affordability

Affordability

Affordable auto insurance doesn’t mean compromising on quality. Compare quotes from auto insurance companies and choose a plan that balances cost with comprehensive coverage options.

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Additional Protection

Collision, uninsured motorist insurance, and MedPay are excellent add-ons that provide additional security. Evaluate your driving habits and location to determine which extra coverage is necessary for your lifestyle.

discounts

Discounts

We compare policies that offer discounts. From safe driving discounts to bundling auto and homeowners' insurance, there are plenty of opportunities to save. we’re here to help you find the best possible rates.

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Auto Insurance Coverage Options

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Understanding your coverage options can help you make informed choices. At Freshquote, we offer a variety of auto insurance options designed for drivers to stay protected on the road.

 

Liability insurance:

Liability insurance is required by law in most states, including Texas. It helps cover property damage and medical expenses if you're at fault in an accident. With Freshquote, you get peace of mind knowing you're covered for the unexpected.

 

Collision Insurance:

Accidents happen, and repairing your vehicle can be costly. Collision insurance covers the cost of repairing or replacing your car, regardless of who is at fault in an accident.

 

Uninsured/Underinsured motorist insurance:

Despite legal requirements, some drivers don’t carry sufficient insurance. This coverage protects you if you’re hit by a driver who’s uninsured or underinsured. It’s essential for avoiding financial hardship in these scenarios.

 

Medical payment coverage (MedPay):

Medical Payment Coverage helps cover medical expenses for you and your passengers after an accident. This coverage applies regardless of who is at fault, ensuring you get the care you need without delay.

 

Each of these options can be customized according to your needs.

We've got you covered

Protect your family’s assets with a personalized insurance plan. Our concierge-level service is designed to understand your needs, offer competitive solutions, and spot potential risks so you’re always covered.

Home
Home

Protect your home from the unexpected. Fire, theft, or storm damage, our advisors have you covered every step of the way.

Car
Auto

Ride with peace of mind. Get coverage that keeps you safe on the road, wherever life takes you.

flood
Flood

Sometimes when it rains, it pours. Stay ahead of rising flood risks with personalized protection from storms and unexpected water damages.

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Umbrella

Bolster your protection with an extra layer of coverage. Rest assured, you’re insured with coverage that goes beyond your standard policies.

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Frequently Asked Questions

  • Why would I switch to Freshquote insurance? Is it worth the hassle of changing insurance carriers?

      We are NOT a carrier!  We are a group of independent agents who take the hassle out of insurance shopping FOR FREE.  We take your information and shop it to multiple carriers to find you the best coverage and prices.  Our personal insurance advisors work hard to make carriers compete for your business, both now and every year upon renewal. No hassle. No stress. Just the best deals and peace of mind, year after year.

      Think of us as your insurance partner - we take care of you now, and every year into the future.

  • How can I switch my insurance to one of Freshquote’s agency partners?

      Connect with us, and our experienced local agents will handle everything for you! Think of us like an insurance concierge, we'll shop for the best deals, ensure you have the right coverage, and manage policy cancellations and refunds.

  • What is the difference between Lemonade, Geico, Everquote,QuoteWizard, Progressive and how is Freshquote different?

      Lemonade, Geico, and Progressive are insurance carriers that assume risk and pay out claims. They often provide consumers with an initial attractive price (usually just ONE quote), set up autopay, and subsequently increase premiums over time (hoping you don’t notice).

      In contrast, platforms like QuoteWizard and EverQuote function as lead generators, collecting your information and selling it to multiple insurance companies. This practice can result in your personal details being sold multiple times, leading to numerous annoying unsolicited calls.

      Our approach is straightforward: we connect you with a dedicated, licensed independent agent in your state. This advisor helps you find the right coverage at the best price and manages your policies annually, delivering personalized and reliable service.