Your Personal
Insurance Shopper.
No Stress.
All Savings.

Freshquote connects you with independent advisors who make insurance shopping effortless for free.

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You don’t have to shop, compare, or negotiate. We handle it all.

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Insurance Carriers

We shop 15+ carriers to secure the best coverage at the best price.

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Days Before Renewal

Freshquote Refresh automatically requotes your policy 45 days before renewal, so you never overpay.

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Competing Providers

Providers compete for your business every renewal, ensuring you always get the best deal.

Trusted carriers we shop for you:

    Progressive
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    Nationwide
    Safeco
    Geico
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    American Modern
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    Stillwater
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    Hagerty
    jewelersmutual
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    citizens-logo
    Hippo_Logo
    DL_rgb_logo

How Freshquote delivers

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Free annual quotes

Each year, your Freshquote advisor will review your coverage and if rates go up, we will offer a Freshquote Refresh, shopping your rates again to make sure you are well protected and realizing as much savings as possible.

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Personalized coverage, expert advice

Our independent advisors handle everything - research, negotiations, and savings, all without the hassle. They simplify the details, answer your questions, and offer value-driven recommendations so you can choose coverage with confidence.

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One point of contact

Your personal advisor keeps everything in one place, making it easy to manage all your insurance needs.

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Communication on your terms

We respect your time. That's why you decide how to communicate with us.  Whether it's by text, email, or phone, the choice is always yours. No spam, just service.

We've got you covered

Protect your family’s assets with a personalized insurance plan. Our concierge-level service is designed to understand your needs, offer competitive solutions, and spot potential risks so you’re always covered.

Home
Home

Protect your home from the unexpected. Fire, theft, or storm damage, our advisors have you covered every step of the way.

Car
Auto

Ride with peace of mind. Get coverage that keeps you safe on the road, wherever life takes you.

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Flood

Sometimes when it rains, it pours. Stay ahead of rising flood risks with personalized protection from storms and unexpected water damages.

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Umbrella

Bolster your protection with an extra layer of coverage. Rest assured, you’re insured with coverage that goes beyond your standard policies.

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The benefits of using an advisor

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If you’re used to insurance shopping, it might look something like this:
  • Visit several sites

  • Re-enter the same info over and over

  • Compare quotes on your own

  • Hope you didn’t miss anything

  • Repeat the whole process next year

But with an advisor, it’s simpler:
  • Enter your info once

  • Let them compare multiple companies

  • Get expert advice on coverage

  • They'll provide support in any cancellations of existing policies and securing of applicable refunds

  • Have your rates automatically re-shopped every year

  • Save money and time

What our customers say

Freshquote recent Blogs

Why Home Inventory Lists Are Essential for Insurance Claims

Why Home Inventory Lists Are Essential for Insurance Claims

Mastering Home Insurance Comparisons: A Pro’s Guide

Why Comparing Home Insurance Policies Matters

Why your mortgage keeps going up - and how Freshquote can save you thousands

If you’ve noticed your mortgage payment creeping higher every year, you’re not alone. Maybe you’ve scratched your head, wondering, “Why is my mortgage going up?” You might assume it’s interest rates

Frequently Asked Questions

  • Why would I switch to Freshquote insurance? Is it worth the hassle of changing insurance carriers?

      We are NOT a carrier!  We are a group of independent agents who take the hassle out of insurance shopping FOR FREE.  We take your information and shop it to multiple carriers to find you the best coverage and prices.  Our personal insurance advisors work hard to make carriers compete for your business, both now and every year upon renewal. No hassle. No stress. Just the best deals and peace of mind, year after year.

      Think of us as your insurance partner - we take care of you now, and every year into the future.

  • How can I switch my insurance to one of Freshquote’s agency partners?

      Connect with us, and our experienced local agents will handle everything for you! Think of us like an insurance concierge, we'll shop for the best deals, ensure you have the right coverage, and manage policy cancellations and refunds.

  • What is the difference between Lemonade, Geico, Everquote,QuoteWizard, Progressive and how is Freshquote different?

      Lemonade, Geico, and Progressive are insurance carriers that assume risk and pay out claims. They often provide consumers with an initial attractive price (usually just ONE quote), set up autopay, and subsequently increase premiums over time (hoping you don’t notice).

      In contrast, platforms like QuoteWizard and EverQuote function as lead generators, collecting your information and selling it to multiple insurance companies. This practice can result in your personal details being sold multiple times, leading to numerous annoying unsolicited calls.

      Our approach is straightforward: we connect you with a dedicated, licensed independent agent in your state. This advisor helps you find the right coverage at the best price and manages your policies annually, delivering personalized and reliable service.